Risk Disclosure Agreement

Last Updated: January 23, 2026

This Risk Disclosure Agreement  applies to your use of LumiTrade and the Website https://edu.lumitrade.ai/.
By accessing or using the Website, you acknowledge and agree to the risks described below.

Trading and financial markets involve substantial risk. You should carefully review this Agreement before using any information, content, or services provided through the Website.

1. No Investment Advice

The Website provides general informational content only.


We do not provide:

  • Financial or investment advice

  • Legal, tax, or accounting guidance

  • Personalized trading recommendations

  • Guarantees about financial outcomes


All decisions you make are solely your responsibility.

Publisher status. LumiSignals is a financial-publishing and education service of TradeSignals LLC. It distributes general, impersonal market research, educational dashboards, trade-signal illustrations, and analytical tools of general and regular circulation. It is not an investment adviser, broker-dealer, commodity trading advisor, or fiduciary, does not provide individualized advice, and does not manage, hold, or execute on customer accounts. Views expressed by any author or contributor are their personal opinions, may change without notice, and are not endorsed by TradeSignals LLC.

AI-generated content. Some features use artificial intelligence to summarize or explain market data. AI-generated content is provided for informational purposes only, may be inaccurate or incomplete, and does not constitute investment, financial, or other advice. Use of AI features does not create any advisory, fiduciary, or agency relationship. Do not rely on AI output as a recommendation; verify independently and consult a licensed professional.

2. Market Risks

Trading, investing, and financial activities involve significant risks, including but not limited to:

  • Market volatility

  • Rapid price fluctuations

  • Liquidity risks

  • Unexpected economic or geopolitical events

  • Loss of capital


You should never invest money you cannot afford to lose.

Leverage. Trading leveraged products carries a high degree of risk and you could lose more than your initial deposit. Past performance is not necessarily indicative of future results.

Foreign exchange (forex) and futures carry additional risk: they are highly leveraged, and off-exchange foreign currency trading can cause you to rapidly lose all of the funds you deposit, and you may lose more than you deposit. Such trading is not conducted on a regulated exchange. Consider whether such trading is appropriate for you in light of your circumstances and resources, and consult a licensed professional before trading.

3. Past Performance Is Not Indicative of Future Results

Any examples, charts, performance data, or references to past market behavior:

 

  • Are provided for illustrative purposes only

  • Do not guarantee or predict future performance

  • Should not be relied upon for investment decisions


Financial markets can behave unpredictably.

4. No Guarantees of Profit

LumiTrade does not guarantee:

  • Profit

  • Specific outcomes

  • Accuracy of market predictions

  • Success in trading or investing


All financial decisions carry inherent risks.

5. Technology and System Risks

You understand that trading and website usage may be affected by:

  • Internet connectivity issues

  • Device malfunction

  • Server downtime

  • Software bugs or failures

  • Third-party service interruptions

 

We are not responsible for losses caused by technical problems.

6. Information Accuracy

While we strive to provide reliable and updated information, we do not guarantee:

  • Accuracy

  • Completeness

  • Reliability

  • Timeliness


Market conditions and data can change rapidly.

7. User Responsibility

You agree that you are solely responsible for:

 

  • Evaluating the risks associated with trading and investing

  • Conducting your own research

  • Seeking advice from licensed professionals

  • Ensuring compliance with local laws and regulations

 

Your financial decisions are entirely at your own risk.

8. Third-Party Content Risks

The Website may include:

 

  • External resources

  • Third-party tools

  • Linked websites

  • Embedded media


We do not control or endorse third-party content and are not liable for inaccuracies or risks associated with it.

9. Limitation of Liability

To the maximum extent permitted by law, LumiTrade is not liable for:

 

  • Loss of profit

  • Loss of investment

  • Financial damages

  • Data loss

  • Trading losses

  • Any direct, indirect, or consequential damages


Your use of the Website signifies acceptance of these limitations.

10. Acceptance of Risk

By using the Website, you acknowledge that:

 

  • You fully understand all risks described in this Agreement

  • You accept full responsibility for your financial decisions

  • LumiTrade bears no responsibility for your trading or investment outcomes


If you do not agree, you must discontinue use of the Website immediately.

11. Contact Information

For questions regarding this Risk Disclosure Agreement, contact:

 

Email: email@edu.lumitrade.ai
Website: https://edu.lumitrade.ai/